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Preheat oven to 375 degrees. Grease a muffin tin or use cup liners.
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Mix together bananas, eggs, buttermilk, apple sauce, and vanilla.
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Sift or mix flour, sugar, baking soda, salt, and cinnamon.
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Slowly add the dry mixture to the banana mixture and mix well - until everything is moist.
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If desired, stir in chocolate chips.
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Fill muffin tins about 2/3 full of muffin mix.
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Bake for 20-25 minutes or until a toothpick inserted in the center comes out clean.